An FHA loan has lower down payment and credit score requirements and competitive interest rates. Let's see if you qualify!

Happy Thanksgiving! This year, let's count our blessings and dream big about your future home. As your home loan expert, I'm here to guide you every step of the way. Reach out today(or tomorrow after you've had a nap).

Looking for a more cost-effective home option? A manufactured home could be more affordable and faster option. Reach out today to learn more.

Resist the urge to scroll thru Zillow! You break your own heart when you look at homes out of your budget 😩

Real estate agents! Why rely on outdated methods when you can have great tech for your business? Our cutting-edge technology provides fast approvals and seamless processing, leaving carrier pigeons in the past. Message me to see how our top-tier tech can make your homebuying process a breeze!

Looking to set your roots down in a space with room to grow? Through a USDA loan, I may be able to get you into your home while saving you money. Call today to find out how!

SOLD { Josh Hayes (830)456-1851 joshua@blueribbonctx.com } #sold #texas #realestate #kerrville #hillcountry #listingagent #sellersagent

SOLD { Ryan Martin ryanbootsmartin@gmail.com (830) 370-2167 } #sold #fredricksburgtx #hillcountry #luxuryhome #milliondollarhome

NEW LISTING 170 Forest Circle Kerrville, Tx 78028 3 bed 2 bath $395,000 { Josh Hayes (830) 456-1851 joshua@blueribbonctx.com } #newlisting #hillcountry #kerrville #texas #threebedroom #texasrealestate

OPEN HOUSE Sunday November 17th 2:00 - 4:00 PM #openhouse #sanantonio #texas #realestate #fourbedroom

Did you buy your house in the last 2 years? You could be eligible to refinance to lower your monthly payment or get access to much needed short-term funds. Reach out now to discuss your options.

Think outside the white picket fence! Condos offer a playground of amenities and a vibrant community. Stop mowing the lawn and call us instead.

PRICE IMPROVEMENT 804 S Avenue F - Mason, Texas 3 bed 2 full bath 0.7 acre $218,900 { Jessica Wurz 210-896-7933 jessica@rubiola.com } #realestate #threebedroom #hillcountry #forsale #listingagent

Why stress over rent increases when you can lock in your monthly payment with a home loan? And the great part — you get to be your own boss. Reach out!

Happy Veterans Day to all of our clients and neighbors who have done so much to secure our freedom and safety.

Texas has so much variety for folks wanting a relaxed retirement and smaller towns are perfect for a laid-back lifestyle. A quick look at the top towns: -Perryton: A golfer’s paradise with affordable homes at $190K and a senior activity center. -Sonora: Known for its beautiful caves and museums, with homes averaging around $166K. -Seymour: Historic charm and affordability at just $185K, with parks and walking paths -Burkburnett: Small-town charm with affordable homes and a popular aquatic center for seniors. -Hawkins: Close to Dallas with lakefront activities and a peaceful, affordable lifestyle. -Kermit: Small-town charm with affordable housing, starting around $200K, plus golf and a senior recreation center. -Mineola: A quaint walkable downtown and a scenic nature reserve with lots of activities make this a unique place to retire. -Alpine: Known as “Eden of the West,” with mountain views, art studios, and median home prices of $285K. -Woodville: With a median home price of $240K, it’s close to highways, arts centers, and heritage sites. PS. Did you know that you can use a reverse mortgage to buy a smaller home? Reach out to learn more! #texasreversemortgage #ReverseMortgage #texasseniors #seniorcitizens

You count on your local go-tos, from the barber who's perfected your cut to the barista who knows your latte. When it comes to your home, count on me, your neighborhood mortgage broker, for the knowledge, options and personal service you trust.

FOR SALE 9026 Blanco Park 78109 3 bed 2 bath 2 car garage $254,900 Top notch neighborhood amenities. Available to purchase fully furnished. Close to Randolph AFB & Fort Sam Houston. { Cheryl Flora 210-204-7269 cinbexley@hotmail.com } #military #realestate #sanantonio #va #converse #forsale

FEATURED LISTINGS Horseshoe Bay, Texas Lakefront Condo & Home { JC Rubiola (210)771-8883 jc@rubiola.com } #lakefront #horseshoebay #lakelife #texasfishing #texasrealestate #luxuryrealestate #luxuryhomes #milliondollarlisting

Whether you’re an early bird or a night owl, you can apply for a mortgage through our online portal any time. Start your application now! Go to www.rubiola.com and click "Apply Now"

Have a new home for the Holidays - without breaking the bank! $5000 bonus closing costs for buyers. FOR SALE 2721 Barkey Springs 78245 3 bed 2 bath 2 car garage $355,900 { Mike Acquisto (210) 414-9603 mcacquisto@gmail.com } @mikeacquisto #forsale #closingcosts #sanantonio #realtor #realestate #texas

A jumbo loan is a type of mortgage that is used to finance properties that exceed the loan amount of $766,550. Sound like something you need? Contact us!

OPEN HOUSE Today, Sunday November 3 2-5pm 804 S Avenue F Mason, Tx { Jessica Wurz (210)896-7933 jessica@rubiola.com } @jessicalee_pineapple_re #openhouse #hillcountry #texas #realestate #threebedroom

NEW LISTING 280 Tuxedo Ave 78209 3 bed 2 bath + Casita $1,275,000 Presented by: Cheryl Flora (210) 204-7269 cinbexley@hotmail.com -Rubiola Realty Tamara Kruciak Herrin (210) 389-1088 tamara@herrinrealty.com -Herrin Realty @herrinrealty #newlisting #alamoheights #luxury #realestate

AGENT OPEN HOUSE Come Sip & See the newest Alamo Heights listing 280 Tuxedo Ave 78209 Friday November 1st, 1:00 PM - 3:00 PM Presented by: Cheryl Flora (210) 204-7269 cinbexley@hotmail.com -Rubiola Realty Tamara Kruciak Herrin (210) 389-1088 tamara@herrinrealty.com -Herrin Realty #newlisting #alamoheights #luxury #realestate

NEW LISTING 4811 Hershey 78220 3 bed 2 bath $260,000 { Rico Riojas (210) 460-0655 ricorealtysa@gmail.com } @mr.realtorrico #newlisting #threebedroom #under300k #forsale #sanantonio #texas #realestate

Today is spooky but mortgages don’t have to be. Give me a call today to find out how I can make your homebuying process sweet!

Ever wish you could hit the refresh button on your mortgage? Refinancing might do just that. Call me to discuss how to update your home loan and potentially lower your monthly payment.

PRICE CHANGE 804 S Avenue F Mason, Texas 3 bed 2 bath $224,500 0.7 Acre Lot { Jessica Wurz (210)896-7933 jessica@rubiola.com } @jessicalee_pineapple_re #prichechange #pricelowered #priceimprovement #texas #realestate #masontexas #hunting #land #threebedroom #hillcountry

PRICE CHANGE { Cheryl Flora (210)204-7269 cinbexley@hotmail.com } #pricechange #pricelowered #priceimprovement #military #va #investment #firsthome #converse #texas #realestate #randolphafb #fortsamhouston

Congrats to the top agents of the 3rd quarter! Need a REALTOR®?? Rubiola Realty agents are top notch! #topagents #topproducers #realtor #realestateagent #texas #sanantonio #kerrville

Broker Open House - See you tomorrow! #openhouse #brokeropenhouse #realestate #sanantonio #alamoheights #texas

SOLD { Darin Hair (940) 536-8910 darin.hair@gmail.com } #sold #sanantonio #buyersagent #realestate #downtown #townhome

NEW LISTING { Mike Acquisto (210)414-9603 mikeacquisto@att.net } @mikeacquisto #newlisting #listingagent #texas #realestate #sanantonio

SOLD { Rico Riojas (210) 885-0655 ricorealtysa@gmail.com } #sold #privatemoney #investment #sanantonio #texas #realestate #listingagent

NEW LISTING 2656 Gallant Fox Dr 78108 4 bed 2.5 bath $295,000 { Desiree Herr (210) 489-0796 desyherr@yahoo.com } #newlisting #fourbedroom #twostory #homeforsale #texas #realestate #schertztx

NEW LISTING 804 S Avenue F Mason, Tx 3 bed 2 bath $224,900 { Jessica Wurz 210-896-7933 jessica@rubiola.com } #masontexas #hillcountry #texas #realestate #threebedroom #acreage #land

Thank you to everyone who donated to the God's Dogs Supply Drive! We filled our bin multiple times(not all of the items are pictured 😲) and we are so thankful to y'all for making it happen! Don't forget to follow God's Dogs on social media: https://www.facebook.com/godsdogsrescue/ And even though our drive is over - you can always donate directly to God's Dogs Rescue. Keep an eye out for our next event!

TOWNHOME FOR SALE 1309 Paragon Place Kerrville, TX 2 bed 2 bath - 309,000 { Joshua Hayes joshua@blueribbonctx.com (830) 456-1851 } #forsale #townhome #kerrvilletx #hillcountry #twobedroom

NEW LISTING 804 S Avenue F Mason, Texas 3 bed 2 bath 0.7 Acre $224,900 { Jessica Wurz 210-896-7933 jessica@rubiola.com } #newlisting #threebedroom #country #masontexas #masontx #masonisd #acreage #land #forsale #texas #realestate

PRICE CHANGE 14114 Clover Hill 3 bed 2 bath $262,500 { Jana Hollerbach Jlhollerbach@msn.com (210)414-8480 } #pricechange #listing #threebedroom #forsale #neisd #northeastisd

Being local to the area means understanding our community inside and out. Let's navigate the mortgage process together and contribute to the community we both care about.

You don't need a fortune to start your homeownership journey. With a 3% down payment, you can unlock the door to a home that's truly yours. Call me today.

NEW LISTING 113 Brees Blvd 78209 3 Bedroom 2 Bathroom { Desiree Herr 210-489-0796 desyherr@yahoo.com } #newlisting #threebedroom #renovated #remodel #alamoheights #ahisd

Feeling like your mortgage is a ball and chain? Refinancing could be the key to financial freedom. Let’s break those chains and see how much you could save. DM me!

Want more space to grow food and family? With a qualifying credit, you could use a USDA loan to purchase a rural home with no money down. Message me to get started!

OPEN HOUSE September 22, 1-5pm #realestate #sanantonio #texas

OPEN HOUSE Saturday September 21, 1-3pm Sunday September 22, 1-3pm 14114 Clover Hill 78217 3 bed 2 bath - $270,000 { Jana Hollerbach (210) 414-8480 jlhollerbach@msn.com } #threebedroom #forsale #newlisting #sanantonio #neisd #under300k

Take a step toward luxury with jumbo loans. These loans allow you to borrow beyond conventional limits, bridging the gap between you and your dream home. Getting started is easy — just call me!

What do we mean by FREE MARKETING when you join Rubiola Realty? That means - whatever you need help with - flyers, banners, feedback forms, videos - and your listings, solds and open houses get posted to social media as well!

NEW LISTING 14114 Clover Hill 78217 3 bed 2 bath - $270,000 { Jana Hollerbach (210) 414-8480 jlhollerbach@msn.com } #threebedroom #forsale #newlisting #sanantonio #neisd #under300k

Buying a home for the first time is a major milestone. We're committed to making the process as smooth and stress-free as possible. Contact us today!

NEW LISTING 26911 Bluewater Way 3 bed 2 bath - $375,000 { Patti Bailey jpattibailey@gmail.com (210) 863-5518 } #newlisting #sanantonio #comalisd #threebedroom #houseforsale

Donate and spread the word! Let’s help God’s Dogs Rescue out 🐶🐱

23 years ago, 246 people went to sleep in preparation for their morning flights. 2,606 people went to sleep in preparation for work in the morning tomorrow. 343 firefighters went to sleep in preparation for their morning shift. 60 police officers went to sleep in preparation for morning patrol. 8 paramedics went to sleep in preparation for the morning shift of saving lives. None of them saw past 10:00 am Sept 11, 2001. In one single moment life may never be the same. As you live and enjoy the breaths you take today, take time to kiss the ones you love, snuggle a little tighter, and never take one second of your life for granted. 🇺🇸❤️

SOLD { Kevin Crow kcrow520@yahoo.com (469) 315-3057 } #sold #newbuild #newhome #newconstruction #cibolo #texas #realestate

🚨🚨 Price Improvement 🚨🚨 Lakefront Horseshoe Bay { JC Rubiola 210-771-8883 jc@rubiola.com } #horseshoebay #lakefront #lake #lakelbj

NEW LISTING Oakwell Farms 7 & 9 Scarborough Square 3 bed 2.5 bath 0.696 acre { Louis Rubiola (210)379-5900 louis@rubiola.com } @louisrubiola #newlisting #oakwellfarms #northeastisd #neisd #threebedroom

SOLD { Desiree Herr desyherr@yahoo.com (210)489-0796 } #sold #sanantonio #texas #realestate #hollywoodpark #buyersagent

SOLD! Teamwork makes the dream work here at Rubiola Realty { Josh Hayes joshua@blueribbonctx.com (830)456-1851 } { Ryan Martin ryanbootsmartin@gmail.com (830) 370-2167 } #sold #buyer #seller #realestate #ingramtexas #kerrvilletexas #hillcountry #texas

Embrace the city lights and high-rise nights with a condo of your own. Intrigued? Send us a message and let's talk!

VA loans are a fantastic resource for veterans and active service members. They offer competitive interest rates, often lower than conventional loans. Let's explore this together and make homeownership a breeze!

What do title and deed mean? The title is the legal right to own, use and control a property, while the deed is a document that transfers and shows legal ownership of a property. Contact me for more fun facts!

2 bed, 2.5 bath on 15 acres. Customize this wonderful silo home to fit your style and needs. Fredericksburg, Texas #newconstruction #fredricksburgtx #forsale #texasland #texasrealestate #winecountry #hillcountry

NEW LISTING Commercial Property 120 N Mesquite St 78202 $900,500 { Rico Riojas (210) 885-0655 ricorealtysa@gmail.com } @mr.realtorrico An Exciting Opportunity & Traditional Office utilization in the Heart of downtown San Antonio off 281/I-37 & only blocks from Sunset Station (1902 Nightclub) & the Alamodome, this 1-Story Brick Building with Gated Rear Parking Area, 5,669 SF building includes: 20+ offices, a conference room, a welcoming receptionist lobby/seating area, storage, restrooms, and breakrooms. A Versatile Property & Professional environment presents a range of possibilities! Excellent multi-use areas.

A 3% down payment might be all you need to make your dream of owning a home a reality. Let's make the move together. Call me!

Jumpstart your journey to homeownership. With 0% down purchase program, you can rev up your engine without the weight of an upfront down payment. Get started and accelerate into your new home!

FEATURED LISTINGS Two lakefront properties in Horseshoe Bay, Texas { JC Rubiola 210-771-8883 jc@rubiola.com } @jcrubiola #horseshoebaytexas #horseshoebay #lakefront #lakeview #waterfront #milliondollarlisting #lakelbj

Think we can't help you with a manufactured home? Think again! Contact us to learn more about your options.

Tired of sharing walls? Let's find you a place where the only noise you'll hear is the sweet sound of your own peace and quiet. Let's discuss your homebuying options together.

Feel like a refinance champ with an FHA Streamline and take advantage of lower interest rates without the hassle of a new appraisal. Call me to find out more about our current pricing incentives!

FEATURED LISTINGS { Louis Rubiola (210)379-5900 louis@rubiola.com } @louisrubiola #homeforsale #condoforsale #listing #sanantonio #realestate #listingagent #condo #house #fourbedroom #onebedroom #alamoheights #northside

SOLD { Josh Hayes (830)456-1851 joshua@blueribbonctx.com } #sold #texas #realestate #kerrville #hillcountry #buyersagent

Open the door to luxury with a jumbo loan. They're designed to finance high-value properties that exceed the limits of traditional loans. We're here to help you navigate the process. Get in touch with us today.

Looking for a role where no two days are the same? Join our team and help people navigate one of the most important decisions of their lives — homeownership. Let's connect and explore the possibilities.

Imagine a home that feels like your personal oasis. It's more attainable than you might think. Reach out today to start the process.

NEW LISTING 9506 Basket Elm 4 bed 2.5 bath 3065 sq. ft. $585,000 { Louis Rubiola 210-379-5900 louis@rubiola.com } #newlisting #fourbedroom #garden #northwestsanantonio #northsideisd #windgateranch #houseforsale #sanantonio #texas #realestate

You've served with honor, now it's time for some well-earned R&R in your new home — with VA loans! Let's trade in those boots for some comfy slippers. Call us to take the first step.

Home is where the heart is … and the painted walls … and the sunroom … and the privacy. If you’ve ever been curious about the homeowner’s lifestyle, now’s the time to explore your options. Call us to get started today.

Coming soon - The Waters at Horseshoe Bay Condo - Fully furnished, turn key short term rental

First-time homebuyer? Get familiar with the term debt-to-income ratio (DTI). Your DTI is used by mortgage lenders to determine whether your loan application will be approved. Pro Tip: Aim for 50% DTI or less for the best options and rates.

NEW LISTING 8919 Wickfield St 2 bed 2.5 bath $345,000 { Bridgette Jakob (210) 232-5084 bjjakob816@gmail.com } #newlisting #townhome #twobedroom #northeastsanantonio #neisd #northeasisd #macarthurhs #realestate #sanantonio

Visit us at www.rubiola.com to search for homes, apply for your mortgage online or find a real estate agent.

NEW LISTING 1626 Dove Terrace 78260 4 bed 3 bath $490,000 { Stephanie West (210) 860-9901 stephanie_west@ymail.com } #newlisting #sanantonio #realestate #fourbedroom #twostoryhome #comalisd #pieperhs

SOLD #sold #kerrville #hillcountry #realestate #texas

Congratulations! #topagent #topproducer #2ndquarter #successful #hustle #realtor #realestateagent

SOLD { Darin Hair darin.hair@gmail.com 940-536-8910 } #sold #milliondollarhome #luxury #buyersagent #dominion #sanantonio

Happy birthday, JC Rubiola! @jcrubiola #happybirthday #broker #texas #mortgage #realestate #sanantonio #kerrville #austin #horseshoebay

FOR SALE 7709 Broadway #115 Chateau Dijon 1/1 Condo - 846 Sq. Ft. - Alamo Heights $186,000 { Louis Rubiola 210-379-5900 louis@rubiola.com } @louisrubiola #Condominium #alamoheights #sanantonio #texas #realestate #listing #onebedroom #pool #tenniscourt #dogpark #petfriendly

Being your own boss comes with a lot of benefits, even when buying a home. Call today to learn about our Bank Statement loans!

Did you know USDA loans aren't only for first-time homebuyers? Whether you're a first-timer or a seasoned buyer, if your dream home is in a rural area, a USDA loan could be a great fit. Contact us to learn more.

Did you know that seller concessions can be used toward a temporary rate buydown? Partner with us to help your buyer lower their interest rate at the beginning of their loan for significant savings.

3 bed 2 bath move-in ready home in Converse, Texas. Home is available to purchase fully furnished. Just bring your toothbrush! Neighborhood features pool, playground, sports courts and walking trails. 9026 Blanco Park Converse, Tx { Cheryl Flora (210) 204-7269 cinbexley@hotmail.com } #military #realestate #converse #texas #randolphafb #pcs #va #fullyfurnished #forsale

SOLD { Rico Riojas (210) 885-0655 ricorealtysa@gmail.com } #sold #newcontstruction #affordablehome #fha #firsthome #threebedroom #sanantonio #texas

OPEN HOUSE - Today - Sunday July 7th 2-5pm Call JC Rubiola (210)771-8883 for gate code See you there! #openhouse #lakefront #horseshoebay

SOLD { Mike Acquisto (210)414-9603 mikeacquisto@att.net } @mikeacquisto #sold #buyersagent #texas #realestate #sanantonio

SOLD { Louis Rubiola 210-379-5900 louis@rubiola.com } #sold #sanantonio #listingagent #realtor #realestate #texas

Looking for the ease, convenience and lower price point of a condo, but unsure how to go about buying one? We’re condo financing experts! Give us a ring today to get started on making your dream of condo living a reality!

SOLD { Josh Hayes (830)456-1851 joshua@blueribbonctx.com } #sold #texas #realestate #kerrville #hillcountry #buyersagent

USDA loans are not just for first-time homebuyers. As long as your dream home is in a qualifying rural area, you could be eligible. DM now to find out more.